. >> clayton: and you tackle higher education. >> this is complicated and everybody read thomas sole on this, because of federal grants and scholarships and loans, essentially, the-- they have to create prices unaffordable in the market. if colleges don't do that they're potentially leaving tens of thousands on the table. >> they need to do this or vote for president obama, how so? >> you say that social security is not going to work, i won't get a dime and you want it save. interest rates are being low aren't necessarily bad. they're not good when they are he an artificially kept low for a long period of time. if banks aren't lending, you want to save, you're not going to get a lot of interest on the savings and your dollar is devalued at the end of the day if young millennials want to vote for more free crap, occupiers, and from young people, if you're going to vote for free birth control or obama phones over things like a financially stable social security or a viable health care system, you're doing it wrong. >> clayton: with an about the other argument i've read, which is these